CDs & Individual Retirement Accounts
Certificates of Deposit
Certificates of Deposit are offered in terms from 91 days to 5 years
- A minimum deposit of $500 is required
- The annual percentage yield is equal to the current rate sheet available upon request
*Substantial penalty for early withdrawal of Certificates of Deposit
IRA – Savings
- A minimum deposit of $25 is required
- The variable rate of interest is paid semi-annually with annual percentage yield equal to the current rate sheet available upon request
*Your contribution can be automatically transferred from your WPB checking or regular savings account on a monthly, quarterly or semi-annual basis
IRA – Certificates of Deposit
- A minimum deposit of $250 is required for all new IRA Certificates of Deposit
- The annual percentage yield is equal to the current rate sheet available upon request
- Interest will compound quarterly
- These IRA CDs are written on an 18-month term